Turn Your Home Equity Into Your Next Renovation
You may already have the equity to renovate, extend, or upgrade sooner than you think.
How Does Equity Actually Work?
Most homeowners know they've built equity over time — but don't know how much they could access.
Here's a simple example:
Equity breakdown
How the numbers work
$980K Home Value − $520K Mortgage = $460K Built Equity
In this example:
- Home Value
- $980,000
- Mortgage Remaining
- $520,000
- Built Equity
- $460,000
Many homeowners are surprised to discover they've already built enough equity to start planning renovations sooner than they thought.
What Could You Use Equity For?
Your home could help fund…
New Kitchen
Upgrade the heart of your home.
Bathroom Renovation
Create a space you'll actually enjoy.
Extra Bedroom
More room for a growing family.
Home Extension
Love where you live without moving.
Meet Max
Meet Max
Hi, I'm Max.
I've helped many homeowners explore what's possible with the equity they've built. My goal is to make the process simple, answer your questions honestly, and help you decide what's right for you — without the pressure.
It's Simple
Book A Free Chat
Tell me a little about your property and renovation plans.
We'll Review Your Equity
We'll assess your current property value, loan balance and discuss what options may be available.
Explore Your Options
If there's a suitable solution, I'll explain it clearly so you can decide what works best for you.
Check If You Qualify
Only takes 30 seconds.
Do you currently own a home?
Real People. Real Results.
Nick Boon
Google Review
I recently worked with Max Heerey at Derwent Finance and couldn't be happier with the experience. Max's communication was excellent, approval was quick and stress-free, and he made sure my finance was tailored perfectly to suit my needs. He's down-to-earth, easy to get along with, and genuinely makes the whole process simple. The entire Derwent Finance team is brilliant and clearly takes pride in delivering great service. I highly recommend Max and Derwent Finance to anyone looking for finance or refinancing support.
Alice Skinner
Google Review
We worked with Max to buy our first home and were very happy with his service. He was super prompt to respond, explained things in a way that was easy to understand and made us feel comfortable about the very scary first home buying experience. Thank you Max and Derwent Finance.
Georgia Perry
Google Review
Max Heerey at Derwent Finance was so helpful during the stressful times through our purchase/sale process. This is our second purchase with Derwent Finance and couldn't recommend them enough.